What Is a Business Money Market Account?

A business money market account is a savings option that offers tiered dividend rates based on balance levels, combining higher earning potential with liquidity.

Business Money Market Rates

Valid as of April 10, 2026
Account Balance Dividend Rate APY

Account

Business Maximizer Money Market

Balance

$2,500-$24,999.99

Dividend Rate

0.74%

APY

0.75%

Account

Business Maximizer Money Market

Balance

$25,000-$74,999.99

Dividend Rate

0.99%

APY

1.00%

Account

Business Maximizer Money Market

Balance

$75,000-$99,999.99

Dividend Rate

0.99%

APY

1.00%

Account

Business Maximizer Money Market

Balance

$100,000-$249,999.99

Dividend Rate

1.49%

APY

1.50%

Account

Business Maximizer Money Market

Balance

$250,000+

Dividend Rate

1.49%

APY

1.50%

Account

Business Money Market Special

Balance

$10,000+

Dividend Rate

2.57%

APY

2.60%

Business Money Market FAQs

  • Dividends are earned based on your account balance, with higher balances receiving higher rates. Interest is compounded daily and posted monthly. 

  • Yes, a minimum balance of $2,500 is required to avoid a monthly maintenance fee.

  • You can make up to six withdrawals or transfers per month from your account.

  • Yes, the account includes free checks with limited check-writing privileges.

  • Click here to open a Business Money Market account.

    Business Money Market Disclosure  Business Special Money Market Disclosure