A Credit Card That Never Stops Working for You

Trumark’s Everyday Elite Visa® Credit Card rewards the purchases you make every day with elevated cash back in the categories you use most. With no annual fee and built-in security features, it’s an easy way to get more value from your everyday spending.

Everyday Elite Visa® Credit Card

Earn up to 4% cash back on purchases

Intro offers

  • 0% intro purchase APR for the first 12 months
  • Spend $1,500 in the first 90 days, get $150
  • 0% APR for balance transfers completed within the first 90 days after account opening

Rewards

  • 4% on gas and EV charging
  • 3% on restaurants and food delivery
  • 2% on groceries and grocery delivery
  • 1% on all your other everyday purchases

Annual fee

$0

APR

17.99%

Apply today

Built-In Security and Protection

Life happens—cards get misplaced, and sometimes a charge doesn’t look right. With the Everyday Elite Visa® card, you don’t have to stress. You’ll have 24/7 support whenever you need it, along with built-in protections that help keep you covered.

  • ID Navigator powered by Norton LifeLock to help protect your personal information.

  • Instant card lock/unlock through Trumark's online banking or mobile app.

  • Visa® Purchase Alerts

  • Visa's Zero Liability fraud protection

More Extra Perks That Add Value

The Everyday Elite Visa® Credit Card card goes beyond cash back with extras that make everyday life a little easier and a lot more fun.

  • Porch Piracy Protection

    If an eligible item you purchased with your covered Everyday Elite Visa® Credit Card is stolen from your delivery location within 90 days, Porch Piracy protection can help reimburse you for the loss.

  • Cell Phone Protection

    Get cell phone protection when you pay your monthly cell phone bill with your Everyday Elite Visa® Credit Card. 

  • Open Table

    Get more out of dining with your Everyday Elite Visa® Credit Card by unlocking special perks and reservations through Open Table

  • Trip Cancellation/ Trip Interruption Reimbursement

    Get reimbursed for the cost of your common carrier fare if your trip is cancelled or interrupted for a covered reason.

  • Shipt Discount

    For same-day delivery of groceries and household essentials

  • Sofar Sounds

    Presale access and opportunities for free tickets to live music events.

Everyday Elite FAQs

  • The Everyday Elite Visa® Credit Card is a cash back credit card that offers higher rewards on everyday purchases like gas, groceries, and dining, along with introductory APR offers and no annual fee.

  • You can earn:

    • 4% cash back on gas and EV charging
    • 3% on restaurants and food delivery
    • 2% on groceries and grocery delivery
    • 1% on all other purchases.

    Bonus reward tiers are capped at $4,000 per category per year.

  • No. The Everyday Elite Visa® Credit Card has no annual fee.

  • Yes. New cardholders receive 0% APR on purchases for 12 months and 0% APR on balance transfers for the first 90 days. A 3% transfer fee applies on balance transfers.

  • New cardholders can earn a $150 bonus when they spend $1,500 in the first 90 days.

  • The card includes Visa's Zero Liability fraud protection, 24/7 card support, Visa® Purchase Alerts, ID Navigator powered by Norton LifeLock, and the ability to lock or unlock your card instantly through Trumark's online banking or mobile app.

  • Yes. The Everyday Elite Visa® Credit Card works with Apple Pay®, Google Pay™, and Samsung Pay®.

  • You receive a 28-day grace period when balances are paid on time.

  • Yes. Cardholders receive Cell Phone Protection when they pay their monthly cell phone bill with the card, a Shipt discount for same-day delivery of groceries and household essentials, and Sofar Sounds presale access with opportunities for free tickets to live music events.

  • You can apply online for the Everyday Elite Visa® Credit Card. Call 1-877-TRUMARK or stop by any branch if you have questions before applying.

    Everday Elite Visa® Disclosure  Visa® Credit Card Rates and Fees Disclosure