A Simpler Card with a Lower Rate So More of Your Money Stays Yours


The Everyday Simplified Visa® Credit Card keeps things straightforward with a low rate that helps you save on interest, whether you’re making a purchase or carrying a balance. With no annual fee and built-in security to help protect you, it’s a simple, reliable way to stay in control of your everyday spending.

Everyday Simplified Visa® Credit Card

Take charge of your balances with a low rate

Intro offer

0% APR for balance transfers completed within the first 90 days after account opening

Benefits

Smart, straightforward way to manage or build your credit

Annual fee

$0

APR 

as low as 9.49%

Apply today

Built-In Security and Protection

Life happens—cards get misplaced, and sometimes a charge doesn’t look right. With the Everyday Simplified Visa® card, you don’t have to stress. You’ll have 24/7 support whenever you need it, along with built-in protections that help keep you covered.

  • Visa's Zero Liability fraud protection

  • Visa® Purchase Alerts

  • Instant card lock/unlock through Trumark's online banking or mobile app.

  • ID Navigator powered by Norton LifeLock to help protect your personal information.

More Extra Perks That Add Value

The Everyday Simplified Visa® card goes beyond cash back with extras that make everyday life a little easier and a lot more fun.

  • Cell Phone Protection

    Get cell phone protection when you pay your monthly cell phone bill with your Everyday Simplified Visa® Credit Card. 

  • Shipt Discount

    For same-day delivery of groceries and household essentials

  • Sofar Sounds

    Presale access and opportunities for free tickets to live music events.

Everyday Simplified FAQs

  • This card is ideal if you’re looking for a straightforward, low-rate credit card with no annual fee. It’s a great option for everyday purchases or carrying a balance while keeping interest costs lower.

  • You can take advantage of a 0% APR on balance transfers completed within the first 60 days of opening your account. After that, a variable APR will apply.

  • Once the introductory period ends, your balance will move to a standard variable APR, based on your creditworthiness and other factors.

  • You’ll have access to multiple built-in protections, including:

    • Visa® Zero Liability fraud protection
    • Real-time purchase alerts
    • Instant card lock/unlock via online banking or mobile app
    • Identity protection tools powered by Norton LifeLock

  • No. The Everyday Simplified Visa® Credit Card has no annual fee, so you can use it without worrying about yearly costs.

  • This card focuses on simplicity and a lower interest rate, rather than rewards. If you’re looking for cash back, you may want to explore other Trumark credit card options.

    Visa® Credit Card Rates and Fees Disclosure